Personal Finance Planner – Master Your Money the Smart Way

What is a Personal Finance Planner?

A Personal Finance Planner is a powerful tool that helps you organize your income, track your expenses, and plan your savings — all in one place. Whether you’re a salaried professional, a freelancer, or a side hustler, this planner gives you clarity and control over your money.

Based on the 50 | 30 | 20 Rule

We’ve designed this planner around the globally recommended 50-30-20 rule, tailored for the Indian lifestyle.

• 50% Needs – Rent, groceries, EMI, bills, transportation
• 30% Wants – Shopping, dining, travel, entertainment
• 20% Savings – FD, SIPs, emergency fund, insurance

🧠 Why You Should Use This Planner

✅ Stop wondering where your money went
✅ Plan savings in advance (no end-of-month guilt!)
✅ Prepare for life goals — house, wedding, vacation, etc.
✅ Avoid overspending with real-time insights
✅ Make smarter financial decisions

How to Use the Personal Finance Planner

Step 1: 💼 Enter Your Monthly Income

Add your total take-home salary after tax. If you have side income (freelance, rent, dividends), include that too.

💡 Example: ₹50,000 monthly salary + ₹5,000 side income = ₹55,000

Step 2: 📦 The Planner Auto-Divides It Using 50 | 30 | 20

Category	Amount (for ₹55,000 income)	Description
Needs (50%)	₹27,500	Rent, bills, groceries, EMI
Wants (30%)	₹16,500	Lifestyle, shopping, subscriptions
Savings (20%)	₹11,000	FD, SIPs, emergency fund

Step 3: ✍️ Fill Out Your Actual Monthly Expenses

You’ll see sections like:

Step 4: 📈 Get Visual Feedback

Our planner shows:

A color-coded spending dashboard

Alerts when you overspend in any section

Suggestions to balance your categories

Summary of how much you saved

Step 5: 🎯 Set Monthly Goals

• Want to save for an iPhone or Goa trip?
• Allocate ₹X/month under “Wants Goal”
• Our tool helps you track and hit it, guilt-free

Bonus Features (if your tool includes these)

🔁 Auto-reset every month

📲 Mobile-friendly for on-the-go access

📥 Export as PDF for future tracking

💬 AI tips on reducing unnecessary spends

Also Check : Home loan calculator

Designed for Indian Salaried Professionals

No complex finance jargon.
Just clean UI, smart logic, and clear numbers.
It’s your first step toward financial freedom.

🚀 Start Planning Like a Pro

Enter your income, track your spends, and watch your savings grow every month.

🟢 Start Now – It’s Free, Forever!